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Auto Accidents in Rio Grande Valley, TX
Texas law allows you to file a claim for compensation after you’ve been injured in a car accident. Let a Rio Grande Valley car crash lawyer handle that for you while you focus on healing.
Rio Grande Valley’s congested streets are a breeding ground for car accidents. And you might assume that, because insurers are meant to help you in the event of a crash, filing a claim would be easy. It’s not; in fact, the process is often confusing, frustrating, and difficult. Getting your insurer to cooperate is often nearly impossible.
That’s why so many car accident victims enlist the services of a Rio Grande Valley car accident lawyer with our firm, J.A. Davis & Associates, LLP.
Our qualified attorneys know what it takes to win substantial compensation for your car crash injuries and all related damages you have suffered. Your lawyer will fight on your behalf to ensure that you get the compensation you are owed.
Common Causes of Auto Wrecks in Rio Grande Valley
Sometimes, no matter how careful you are, accidents are unavoidable. In some cases, your collision can be attributed to another driver’s error. In others, your Rio Grande Valley car crash might have been brought on by mechanical failures or malfunctions.
In any case, determining the cause of your collision is critical to building your case. This will help your car accident lawyer prove to the insurance company why you deserve compensation. That way, you won’t be forced to handle the financial fallout of your crash on your own.
Some common causes of car crashes include the following:
- Texting and driving
- Failing to yield the right-of-way
- Failing to obey the speed limit
- Running a red light
- Driving while drunk or under the influence of drugs
- Driver fatigue
- Driving too closely to other motorists
- Improper signage on roads
- Malfunctioning vehicle parts, such as engines, headlights, or brakes
If another driver, a government agency, or the manufacturer of a malfunctioning vehicle part caused any of the above conditions, which, in turn, caused your accident, you can hold them financially accountable.
A Lawyer Can Take on the Insurers
Dealing with the insurance company is often incredibly frustrating for Rio Grande Valley accident victims. Insurers have a priority to protect their profits, and that often means they’ll do everything in their power to minimize your settlement amount or avoid offering you compensation altogether.
Choosing to forgo legal representation makes the odds of this happening much higher. You may find you are coerced into giving a recorded statement about the crash, in which you accidentally make yourself liable simply by saying the wrong thing. Or you might find that you don’t have the negotiation skills necessary to refuse lowball offers and prove why your claim is worth more.
However, if you work with a Rio Grande Valley car wreck lawyer, you can avoid such outcomes. Your attorney will know how to explain your accident in a way that places minimal fault on you. He or she will also know what your claim is truly worth and will be able to negotiate with the insurance company and fight on your behalf to help you get the compensation you actually deserve.
Evidence Included in Auto Wreck Cases
Part of the way your Rio Grande Valley car collision lawyer will be able to prove the true value of your claim is by gathering and presenting the necessary evidence. This will help him or her paint a picture for the insurance company about what took place during your accident, as well as how the crash affected your life, both physically and financially.
Evidence typically gathered for a car crash case includes the following items:
- The police report filed at the time of your collision
- Photographs of your injuries and the wreckage immediately after the crash
- The other driver’s cell phone records (if it is suspected that distracted driving contributed to your crash)
- Medical reports from your post-crash examination
- A written estimate from your doctor about the cost of treatment for your injuries
- Witness statements from parties present at the time of your collision
- Any video footage from nearby cameras that caught your accident on tape
Determining the Value of Your Car Crash Claim
Once your Rio Grande Valley car crash attorney has determined the details of your case, filed all necessary documents, and compiled the necessary evidence, he or she will get to the most important part: determining the value of your claim.
Figuring out what your injury claim is worth is about more than just a dollar value. It’s also about determining the types of damages you are eligible to collect. Benefits that are typically awarded to car crash victims in Rio Grande Valley include the following:
- Compensation for property damage
- Complete medical care coverage, including any present and future expenses associated with treating your injuries (travel costs, hospital and doctor bills, medications, rehabilitation programs, and more)
- Compensation for any permanent scarring or disfigurement you might have suffered
- Loss of earning capacity, as well as any wages you lost during your recovery period
- Loss of consortium
- Pain and suffering
- Diminished enjoyment of life
- Mental anguish
- Wrongful death benefits
Having the representation of an attorney is particularly important in this part of your case. Often, victims only think about recovering compensation that helps them in the present, which usually only involves immediate medical care, property damage, and lost wages.
However, Rio Grande Valley car accident victims are usually eligible to recover much more than that, and they fail to recognize their future needs. Your insurance company will be all too eager to let this go on without alerting you of the damages you’re eligible for, which means you could miss out on benefits that play a crucial role in your recovery later on.
Working with a Rio Grande Valley car wreck attorney will help you avoid this issue. Your lawyer will be able to utilize his or her experience with cases similar to yours to determine the benefits you will need in the future. This can provide for compensation that protects you both now and later.
Rio Grande Valley Car Accident FAQ
We understand that this is a confusing time. You have questions, and we’re happy to answer them.
I was speeding when a distracted driver hit me. Can I still file a successful claim?
Yes, but only as long as you aren’t found to hold more than half of the blame for your accident. Thanks to a rule called modified comparative fault, you can still recover compensation for your injuries if you were partly to blame. Keep in mind, though, that the amount of compensation you stand to receive will shrink in accordance with how much fault you hold.
What is the personal injury statute of limitations in Texas?
Two years from the date of your Rio Grande Valley car accident. Filing after this time will almost certainly mean you’re unable to recover compensation.
If I file a claim, do I have to go to court?
Not necessarily. Many car accident claims are settled before trial. However, when the insurer or negligent party is being uncooperative, you might have to take them to court to fight for the compensation you need.
Work with a Rio Grande Valley Car Accident Attorney
If you sustained injuries in an auto wreck in Rio Grande Valley and want to file an injury claim against the liable party, the team of attorneys at J.A. Davis & Associates, LLP would be happy to represent you. We will do everything in our power to win you compensation that truly matches the value of your injuries and other damages.
Don’t put your claim off any longer; schedule a free consultation with a Rio Grande Valley car accident lawyer today. To get in touch with us, fill out the online contact at the bottom of the page or give our office a call directly at 956-267-9313.
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